01
Introduction
In banking, every millisecond matters. System failures cost $14,000 per minute (Forbes), while compliance violations can trigger multi-million-dollar fines. PathMetrics delivers real-time, AI-driven observability to protect revenue, ensure 24/7 uptime, and maintain regulatory compliance across digital banking ecosystems.
02
Digital Banking Platform Reliability
57% of customers abandon transactions after just one failure (J.D. Power)
Mobile banking outages during peak hours cost $250K+/hour in lost transactions
WebTime + iPath Integration:
Monitors login, transfer, and payment flows end-to-end
Auto-detects latency spikes in API chains (e.g., core banking integrations)
Predictive Failure Detection:
Flags database congestion 30 minutes before crashes occur
99.999% uptime for customer-facing platforms
40% reduction in mobile transaction failures
03
ATM & Branch Infrastructure Monitoring
1 in 5 ATMs experiences weekly connectivity issues (NCR)
Silent failures in cash recyclers cause $18M/year in reconciliation costs
Edge Device Observability:
Tracks 200+ metrics per ATM (card reader health, cash levels, network jitter)
Automated Ticketing:
Creates service tickets with root cause before technicians arrive
90% faster resolution of branch hardware issues
15% lower maintenance costs via predictive alerts
04
Payment Processing & SWIFT Compliance
38% of payment delays traced to intermediary bank hops (SWIFT Insights)
Failed transactions require 3+ hours to manually trace
Many SMBs use chatbots and customer support apps, but network delays impact response times, leading to frustrated customers.
Hop-by-Hop Transaction Tracing:
Maps payment paths across correspondent banks
Measures latency at each routing point
SLA Enforcement Engine:
Alerts when payment corridors exceed 800ms thresholds
70% fewer delayed cross-border payments
100% SWIFT gpi compliance with real-time proof
05
Fraud Detection Infrastructure
AI model drift causes 23% of false negatives in fraud alerts (FICO)
Legacy monitoring misses 45% of system degradation
Anomaly Detection for Fraud Systems:
Tracks prediction latency, API response times, and model accuracy
Failure Pattern Recognition:
Identifies recurring issues in transaction screening clusters
30% faster fraud detection during attacks
$9M annual savings in prevented false positives
06
Core Banking Migration Assurance
62% of core system upgrades experience performance regressions (IDC)
Testing covers only 35% of production scenarios
Pre/Post-Migration Benchmarking:
Compares 150+ performance metrics side-by-side
Dependency Mapping:
Visualizes impact on downstream systems (loans, cards, reporting)
Zero unplanned downtime during legacy modernization
80% faster troubleshooting of post-cutover issues
07
SLA Compliance & Reporting for Vendor and API Integrations
Banks rely on third-party vendors and fintech APIs but lack visibility into SLA performance and proof of service degradation.
SLA Profiling with customizable thresholds for vendors
Exportable data for audit and compliance purposes
GenAI-generated RCA logs and SLA audit reports
50% fewer SLA violations due to early detection
Time saved in vendor negotiations and compliance reviews
Risk mitigation for outsourcing and fintech integration
08
Core Banking Infrastructure Monitoring Across Data Centers
Latency or outages in core banking systems spread across legacy and cloud infrastructure delay operations and service delivery.
Anchor deployment in primary and DR data centers
AI-driven insights into path, application, and user experience performance
Real-time SLA violation prediction and auto-remediation routing
Improved uptime across core banking services
65% reduction in support tickets from internal business units
Faster DR testing and readiness assessments
09
Executive-Level Observability & Risk Reporting
CIOs and compliance officers lack consolidated, real-time visibility into digital service performance for board reporting or internal governance.
iBoard dashboards for SLA, transaction health, app status
AI Assistant to answer executive queries in real time
Exportable visual RCA logs for board and audit use
80% faster reporting cycles
Strategic clarity for IT and business alignment
Easier governance and board-level transparency
10
Secure Observability for Regulated Environments (e.g., RBI, GDPR)
BFSI institutions require secure, role-based, and audit-ready monitoring systems that meet regulatory expectations.
RBAC, audit logs, and encrypted data handling
On-prem and hybrid deployment support
GenAI-assisted RCA with zero sensitive data exposure
Audit-ready monitoring that aligns with RBI and internal infosec controls
Reduced compliance risk
Higher IT team efficiency with fewer tools to manage
11
Summary: PathMetrics for Resilient and Compliant Banking IT
PathMetrics enables banking and financial services firms to operate with confidence — delivering performance transparency, SLA assurance, and AI-powered diagnostics across complex infrastructure.
Whether it's transaction observability, SLA compliance, or audit-readiness, PathMetrics provides measurable outcomes with secure, scalable deployment options built for BFSI.
Start your free trial today and see how PathMetrics can help you maintain optimal performance, improve user experiences, and simplify your network management.
No commitments, just an opportunity to see how PathMetrics can transform your business.
PathMetrics is a Comprehensive SaaS Orchestration Platform for Intelligent App Monitoring and Its underlying Network Statistics.